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We have never shared non-public personal informational except as required by law and we will continue to protect your privacy.
Categories of Information That we May Collect
We collect non-public personal information about you from the following sources:
 Information we receive from you on applications or other forms, such as your
name, address, social security number, assets, and income.
Information about your transactions with our affiliates, others, or us such
as your account balance, payment history, parties to transactions, and credit
card usage.
Information we receive from a consumer reporting agency, such as your
creditworthiness and credit history.
Categories of Information That We Disclose
We do not disclose any non-public personal information about our customers or former customers to anyone, except as required by law.
Disclosure As Permitted By Law
We may disclose all of the information we collect, as described above to service providers and companies that perform marketing services on our behalf (for example check printing companies).
Confidentiality and Security
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information
We Respect Your Privacy. Privacy is fundamental to the American way of life. When you provide personal information in order to process your transaction, you fully expect your data to be used only for its intended purpose and to be kept confidential.
We respect your right to confidentiality and take every possible measure to ensure that your personal information remains personal.
In short we work hard to earn your confidence and preserve your trust.
We value your business and hope you will remain with us for many years to come. If you ever have questions or concerns about the integrity of your account information - or any other aspect of our business operations please do not hesitate to telephone, email or come in to talk to our staff. This privacy disclosure is being issued to comply with the provisions of the Gramm Leach-BIiley Act governing the privacy of consumer financial information.
Customer Identification Program
For the purpose of the regulation, an "account" includes every formal banking relationship that entails ongoing services, dealings or transactions. Some examples are a deposit account, loan; trust relationship or safe deposit box rental.
I f you request to open an account or become a signatory on an account with Corn Belt Bank & Trust Company and CBB has not previously verified your identity under the new regulatory requirements, CBB will request documentary verification of your identity, such as a driver's license or passport and/or it will verify your identity through other non-documentary methods. Similar identification requirements apply to business entities such as corporations and partnerships.
Corn Belt Bank & Trust Company is required to retain a copy of any document it relied on to verify your identity.
Joint Marketing/Service Provider
Disclosure We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
Information we receive from you on applications or other forms, such as your
name, address, social security number, assets, and income; and
Information about your transactions with us, our affiliates, or others, such as
your account balance, payment history, parties to transactions, and credit card
usage; and
Information we receive from a consumer reporting agency, such as your
creditworthiness and credit history.
Internet Privacy Policy
Corn Belt Bank does not collect personally identifiable information about individuals except when such individuals specifically provide such information on a voluntary basis. For example, such personally identifiable information may be gathered from a contest or sweepstakes registration, the registration process for subscription sites or services and in connection with content submissions, community postings (e.g., chat and bulletin boards), suggestions, voting/polling activities and transactional areas. Personally identifiable information on individual users will not, nor ever, be sold or otherwise transferred to unaffiliated third parties without the approval of the user at the time of collection. At such points of collection, the user will have the opportunity to indicate whether he or she would like to "opt out" of receiving promotional and/or marketing information about other products, services and offerings from Kcds.net and/or any third parties. Further, notwithstanding any opt out of promotional information by the user, Corn Belt Bank reserves the right to contact a subscriber regarding account status, changes to the subscriber agreement and other matters relevant to the underlying service and/or the information collected.
Corn Belt Bank reserves the right to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the site and to inform advertisers of such information as well as the number of users that have been exposed to or clicked on their advertising banners. Corn Belt Bank will provide only anonymous aggregated data from these analyses to third parties. Also, users should be aware that Corn Belt Bank may sometimes permit third parties to offer subscription and/or registration-based services through a Kcds website.
Corn Belt Bank is not responsible for any actions or policies of such third parties and users should check the applicable privacy policy of such parties when providing personally identifiable information. Additionally, users should be aware that when they voluntarily disclose personally identifiable information (e.g., user name, e-mail address) on the bulletin boards, chatrooms or other public areas of the kcds sites (in the present and in the future), that information, along with any substantive information disclosed in the user's communication, can be collected and correlated and used by third parties and may result in unsolicited messages from other posters or third parties. This can also occur in part when 'spiders' and 'bots' comb the web looking for e-mail addresses and certain filename extensions from newsgroups, chattrooms, bulletin boards, etc. Such activities are beyond the control of Corn Belt Bank.
Users also should be aware that non-personal information and data (type of browser, referring pages, computer platform, etc.) may be automatically collected through the standard operation of Corn Belt Bank internet servers (this is true and common on all webservers; some are friendlier than others when it comes to "data-mining" tactics) or through the use of "cookies." "Cookies" are small text files a website can use to recognize repeat users, allow for online shopping basket input, facilitate the user's ongoing access to and use of the site and allow a site to track usage behavior and compile aggregate data that will allow content improvements and targeted advertising.
Generally, cookies work by assigning a unique number string to the user that exists in your browser and that has no meaning outside the assigning site (depending on how the cookie was coded). For example, if you have a Windows 95 OS and Internet Explorer browser; you can find these files on your harddrive by going into the directory you have Windows installed (usually C:), find the folder entitled: 'Temporary Internet Files' and inside will reside the cookie text files. These files can be safely deleted at any time. If you use a Netscape browser and Windows 95, find the folder labelled 'Netscape' within your 'Program Files' folder, find the folder 'Users', then the folder with your username and then the text file named "cookies.txt". Open this in a text editor (like Notepad) and you will see the code.
Sincerely:
Jeffrey Stark
CORN BELT BANK & TRUST Co.
Your Money, Your Bank.
643 W. Washington Street Pittsfield Illinois 62363
(217) 285-566l
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