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Business Checking Accounts
Business Classic
This account was designed especially for the small business owner who maintains lower monthly average balances and writes less than 100 checks per month. Simply maintain a monthly average balance of $500 and avoid the monthly fee.
Business Custom
A minimum balance is required for this account in order to avoid a monthly maintenance fee. Customers earn a $0.25 credit for every $100 of their average monthly balance. This credit will be used to offset the transaction fees associated with the account (can not be credited more than the total fees).
Line of Credit
At Corn Belt Bank & Trust Company we understand that you often need additional funds to assist with the day to day needs of your business. In order to eliminate the need for redundant paperwork, we have created a Line of Credit with your needs in mind. Simply talk to your loan officer today to see how you can start your own Business Line of Credit.
Merchant Credit Card Services
Corn Belt Bank & Trust Company's Merchant Credit Card Services program allows your business to easily accept major credit and check cards with minimal risk. Whether you are a retail store, a service provider, or a professional practice, our Merchant Credit Card program may help you:
Expand the payment options available to your customers
Increase the number of potential customers for
your business
Increase the volume of sales
Increase the dollar amount of sales per customer
When you make payment as convenient as possible
for your customers, they are more likely to frequent your
business regularly and to make larger purchases with
each visit. It makes sense to accept credit and check
cards.
For more information about Corn Belt Bank & Trust Company's Merchant Credit Card Services Program, contact Customer Service at 217 285 5661. We will be happy to explain in detail the benefits this service can bring to your business.
Direct Deposit of Employee Payroll
More and more businesses are discovering the advantages of direct deposit for their employee payroll. By allowing Corn Belt Bank & Trust Company to manage your direct deposit services, you create more efficiency for your business office and your accountant. Reconcilement of payroll checks becomes a breeze! Employees like this program because they know their funds will be deposited directly into their checking account and available the same day.
Contact Becky McCartney at Corn Belt Bank & Trust Company today to discuss your opportunities with Payroll Direct Deposit services!
Automated Clearing House Services (ACH)
ACH services are electronic transfers used by businesses who want to reduce their check processing costs, increase their funds management, and take advantage of technological efficiencies. It eliminates the manual processing of checks and deposits by conducting them through the secure national network of Federal Reserve banks.

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